SOFI Options
SOFI $14.44 · Updated Oct 26, 4:00 PM ET
SOFI is at $14.44. The nearest expiration, Oct 30, 2026 (4 days out), lists 31 strikes, with 123,280 calls and 61,351 puts traded in the latest session. At-the-money implied volatility is 106.3%. The at-the-money straddle prices a move of about $1.29 (8.9%) by expiration.
SOFI Options Chain
SOFI is at $14.44. The nearest expiration, Oct 30, 2026 (4 days out), lists 31 strikes, with 123,280 calls and 61,351 puts traded in the latest session. At-the-money implied volatility is 106.3%. The at-the-money straddle prices a move of about $1.29 (8.9%) by expiration.
SOFI Gamma Exposure (GEX)
SOFI total dealer gamma exposure is -$5M across all listed expirations. Negative GEX means dealers are net short gamma; their hedging tends to amplify price moves. The gamma flip is $14.38, with spot 0.4% above it. The call wall is $15.00 and the put wall $14.00.
SOFI Max Pain
SOFI max pain for Oct 30, 2026 (4 days out) is $15.50, 7.3% above the current $14.44. That is the settlement price at which the open contracts on that date would pay holders the least. For Nov 27, 2026, max pain is $15.00.
SOFI Put/Call Ratio
Across every listed SOFI expiration, the put/call ratio is 0.36 by volume and 0.55 by open interest. More calls than puts are trading. 876,794 puts and 1,582,464 calls are open in total.
SOFI Implied Volatility
SOFI at-the-money implied volatility is 106.3% for Oct 30, 2026 (4 days out). For Nov 27, 2026 it is 57.9%. Near-term volatility is priced above longer-dated volatility, an inverted term structure that usually accompanies an event or stress.
SOFI Open Interest by Strike
Across all SOFI expirations, the largest call open interest near the current $14.44 sits at the $15.00 strike (109,178 contracts) and the largest put open interest at $15.00 (160,525). 1,582,464 calls and 876,794 puts are open in total.
SOFI Expected Move
The options market prices SOFI to move about $1.29 (8.9%) by Oct 30, 2026, a range of $13.15 to $15.73. For Nov 27, 2026 (32 days out) the expected move is $1.98 (13.7%).